How Payday Loans Work

How it Works?

When you need cash immediately and your payday is still too far away, a payday loan can be the solution to your problems. is not a payday advance lender, but we can connect you directly to one. will search through a huge network of leading payday advance lenders to match you with one that fits your needs. Simply fill out the short application and we will identify lenders that can provide you with a short term cash loan.

We can not always guarantee that you will be matched with a lender; but if you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan, and discuss repayment and extension options. Once you are fully approved by your lender, the money will be electronically deposited into your bank account. When the loan is due, your cash advance fees are automatically deducted from your bank account by the lender.

Please review our Terms and Conditions for comprehensive information regarding our payday loan matching service.

What is a Payday Loan?

A payday loan allows people to get cash for a short time period against their next paycheck. A payday loan is also known as a paycheck loan, a payday advance, or cash advance. With an active checking account, direct deposit*, and a steady stream of income, you can receive funds in your account in as little as one hour! The money is electronically deposited to and repaid from your bank account on dates that you set to allow you the flexibility to handle those emergency cash situations. Anyone can find themselves in an emergency situation with the need for cash. Whether it be unexpected medical bills, auto repairs, home repairs, or any other short term cash needs, a payday loan can be the solution to the problem.

Why do consumers search for a loan through

If you need to cover unexpected expenses like a car repair, medical bill, home repair, or appliance repair/replacement, a payday loan can resolve a potential financial disaster. Some are looking to bridge a short-term cash need between paychecks or they're taking a payday loan to avoid bounced check fees, late payment penalties, or pawning personal possessions. We are here so you don't have to do all the looking! We will match you with a lender from our massive network that can provide you with the cash you need quickly!

*Direct deposit isn't necessary for every lender, but it certainly helps, so ask your employer to enroll you in their direct deposit program.