Types of Information We Collect
GetYourPaydayLoan.com collects both “personally identifiable information” and “non-personally identifiable information” from or about users of its web sites.Personally Identifiable Information
GetYourPaydayLoan.com collects several types of information that may identify a particular individual (“personally identifiable information”). We collect personally identifiable information when you provide it to us through your use of the site, such as by completing one or more stages of an application form to apply for a loan from a lender participating in our lender network (“participating lenders”) or by sending questions to us via the web site. The types of personally identifiable information we collect include: name, physical address, telephone number, social security number, email address, date of birth, driver’s license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of pay checks, and information about your banking account.
Non-Personally Identifiable Information
Non-personally identifiable information is anonymous information that cannot be associated with a specific individual. The types of non-personally identifiable information that we collect (either directly, through the use of “cookies,” or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information. A “cookie” is a piece of information a web site sends to your computer while you are viewing the web site to remember who you are without personally identifying you.
GetYourPaydayLoan.com may share this non-personally identifiable information only in summary form with its suppliers and other third parties for the purpose of web site statistical and trend analysis. This information is not linked to any personally identifiable information that can identify an individual person.
Information Collected by Third Parties
We may allow third parties, including advertising partners and payday loan lenders, to display advertisements on our site. These companies may use tracking technologies, including cookies, to collect information about users of our site who view or interact with these advertisements. GetYourPaydayLoan.com does not provide personally identifiable information to these third parties.
How We Use Personally-Identifiable Information
We use the personally-identifiable information you provide to us through this site in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders; communicate with you by email, postal mail, telephone, and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information.
We may review and use your financial information and your social security number to match you with participating lenders in our loan network or other third party lenders with whom we have a business relationship. We may also review your financial information and social security number to verify your identify and protect against possible fraudulent transaction.
Sharing Your Personally-Identifiable Information
GetYourPaydayLoan.com may share your personally-identifiable information (including, without limitation, your financial account information and social security number) with lenders participating in our lender network and other third party lenders with whom we have a business relationship. These third party lenders may use your personally-identifiable information to offer you a payday loan or to communicate with you about other business or marketing offers. In addition, we may share your personally identifiable information (including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship.
Any third parties with whom we share personally-identifiable information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy or our Terms and Conditions.
GetYourPaydayLoan.com will disclose your personally-identifiable information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We will disclose your personally-identifiable information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies.
Links to Third Party Web Sites
GetYourPaydayLoan.com’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of GetYourPaydayLoan.com. You should review this Policy each time you access the web site.
Our web site is not intended for use by children under the age of 18. We do not knowingly collect personally-identifiable information from children under the age of 18.
GetYourPaydayLoan.com has put in place physical, procedural, and technological security measures to help prevent unauthorized access to and improper use of the information we collect online. For example, only authorized employees and authorized third parties are permitted to access personally-identifiable information, and they may do so only for permitted business functions.
Accessing Your Personally-Identifiable Information
If you would like to review and/or request changes to the personally identifiable information that we have collected about you through your use of the GetYourPaydayLoan.com web site, please contact us by writing or sending email to the addresses below.
If you have questions, comments, or concerns regarding our Privacy Statement: